Derby City property record for 54 Franklin Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,456 sqft · built 1999 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Oct 2023) |
| Tax Bill | $10,685 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:7 L:115 |
| Primary APN | DERB M:4 B:7 L:115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 5344 |
|---|---|
| Street Address | 54 FRANKLIN AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 7 |
| Legal Lot Number | 115 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 120100 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jun 2, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE |
| Nov 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Feb 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Aug 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2018 · Amount on Record |
| Deed Document Number | 20233250 |
| Deed Book / Page | 912 / 123 |
| Prior Transfer Date | Aug 4, 2022 |
| Prior Transfer Doc | 000889-269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000963-296 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 963/296 |
| Instrument | 121 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000948-204 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 948/204 |
| Instrument | 659 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000937-102 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 937/102 |
| Instrument | 1355 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Oct 3, 2023 |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Document Number | 000912-123 |
| Book / Page | 912 / 123 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 3250 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000003251 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 3251 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000899-254 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 899/254 |
| Instrument | 2207 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Aug 9, 2022 |
| Property Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
| Document Number | 000889-269 |
| Book / Page | 889 / 269 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 1353 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 FRANKLIN AVE, DERBY, CT 06418-2227 |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,685.00 (+38.73%) | $277,970 (+55.91%) Land $49,140 Building $228,830 | $469,107 (+275.88%) |
| 2025 | $7,702.00 | $178,290 (-) Land $46,190 Building $132,100 | $124,803 Land $32,333 Building $92,470 |
| 2024 | $7,702.00 (+11.92%) | ||
| 2023 | $6,882.00 | $178,290 (-) Land $46,270 Building $132,020 | |
| 2022 | $6,882.00 | $178,290 Land $46,270 Building $132,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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