Derby City property record for 51 Franklin Ave, Derby, CT 06418
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,274 sqft · built 1998 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,000 (Jan 2002) |
| Tax Bill | $11,802 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:4 B:5 L:112 |
| Primary APN | DERB M:4 B:5 L:112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,178 sqft |
| Unfinished Basement | 878 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 5336 |
|---|---|
| Street Address | 51 FRANKLIN AVE |
| City | DERBY |
| State | CT |
| Zip | 06418-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 5 |
| Legal Lot Number | 112 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 120100 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 FRANKLIN AVE, DERBY, CT 06418-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2002 · Amount on Record |
| Deed Sale | Jan 17, 2002 · Amount on Record |
| Prior Sale | Oct 5, 1998 · Amount on Record |
| Deed Book / Page | 307 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 51 FRANKLIN AVE, DERBY, CT 06418-2256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000912-89 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 912/89 |
| Instrument | 3243 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 51 FRANKLIN AVE, DERBY, CT 06418-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 786-200 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 786/200 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,802.00 (+76.28%) | $307,020 (+98.1%) Land $48,860 Building $258,160 | $430,469 (+296.8%) |
| 2025 | $6,695.00 | $154,980 (-) Land $42,980 Building $112,000 | $108,486 Land $30,086 Building $78,400 |
| 2024 | $6,695.00 (+11.92%) | ||
| 2023 | $5,982.00 | $154,980 (-) Land $42,980 Building $112,000 | |
| 2022 | $5,982.00 | $154,980 Land $42,980 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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