54 Forest Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 54 Forest Ave, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 1969
Lot Size0.346 acres (15,052 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (Oct 2021)
Tax Bill$1,025 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08 16 3 7

Property Details

APN / Parcel Number

Primary APN08 16 3 7
Alternative APN
  • 173024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,336 sqft Heated Area
Gross Area3,230 sqft
1st Floor Area1,336 sqft
Basement Area1,336 sqft
Finished Basement334 sqft
Unfinished Basement1,002 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,052 sqft (0.346 acres)
Lot Dimensions106 ft deep x 142 ft wide
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number173024
Street Address54 FOREST AVE
CityGRANITE FALLS
StateNC
Zip28630-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2038 PG 400 YR 2021 ST 302.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group1
Census Block1008
Census Tract31402

Owner

54 Forest Ave is owned and occupied by an individual who bought it in October 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address54 FOREST AVE, GRANITE FALLS, NC 28630-1942
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 26, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on File
Deed SaleOct 26, 2021 · Amount on File
Prior SaleAug 27, 1998 · Amount on File
Deed Document Number202110064451
Deed Book / Page2038 / 400
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address54 FOREST AVE, GRANITE FALLS, NC 28630-1942
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 FOREST AVE, GRANITE FALLS, NC 28630-1942

Mortgage

Document Number0021460864
DateOct 1, 2025
Book Page2146/864
Instrument10111455
Lender
NamePNC BANK NA
TypeBank
Address222 DELAWARE AVE, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueSep 25, 2065
Interest
Change FrequencyMonthly

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateOct 26, 2021
Property Address54 FOREST AVE, GRANITE FALLS, NC 28630-1942
Document Number0020380400
Book / Page2038 / 400
Instrument DateOct 26, 2021
Instrument10064451
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$302.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 FOREST AVE, GRANITE FALLS, NC 28630-1942

Mortgage

Document Number0010064452
DateOct 26, 2021
Instrument10064452
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 54 Forest Ave was $1,025, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,025.00 (-25.62%)$215,900 (-) Land $17,700 Building $198,200
2025$1,378.00 (+74.43%)$215,900 Land $17,700 Building $198,200$215,900 Land $17,700 Building $198,200
2024$790.00
2023$122,700 (-) Land $17,700 Building $105,000$122,700 (-) Land $17,700 Building $105,000
2022$775.00$122,700 Land $17,700 Building $105,000$122,700 Land $17,700 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Forest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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