Caldwell County property record for 54 Forest Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1969 |
| Lot Size | 0.346 acres (15,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,000 (Oct 2021) |
| Tax Bill | $1,025 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 16 3 7 |
| Primary APN | 08 16 3 7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| Gross Area | 3,230 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 1,336 sqft |
| Finished Basement | 334 sqft |
| Unfinished Basement | 1,002 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,052 sqft (0.346 acres) |
| Lot Dimensions | 106 ft deep x 142 ft wide |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 173024 |
|---|---|
| Street Address | 54 FOREST AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2038 PG 400 YR 2021 ST 302.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31402 |
54 Forest Ave is owned and occupied by an individual who bought it in October 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 FOREST AVE, GRANITE FALLS, NC 28630-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Aug 27, 1998 · Amount on File |
| Deed Document Number | 202110064451 |
| Deed Book / Page | 2038 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 54 FOREST AVE, GRANITE FALLS, NC 28630-1942 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54 FOREST AVE, GRANITE FALLS, NC 28630-1942 |
| Document Number | 0021460864 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 2146/864 |
| Instrument | 10111455 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 25, 2065 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 26, 2021 |
| Property Address | 54 FOREST AVE, GRANITE FALLS, NC 28630-1942 |
| Document Number | 0020380400 |
| Book / Page | 2038 / 400 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 10064451 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 FOREST AVE, GRANITE FALLS, NC 28630-1942 |
| Document Number | 0010064452 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 10064452 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 54 Forest Ave was $1,025, down 25.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,025.00 (-25.62%) | $215,900 (-) Land $17,700 Building $198,200 | |
| 2025 | $1,378.00 (+74.43%) | $215,900 Land $17,700 Building $198,200 | $215,900 Land $17,700 Building $198,200 |
| 2024 | $790.00 | ||
| 2023 | $122,700 (-) Land $17,700 Building $105,000 | $122,700 (-) Land $17,700 Building $105,000 | |
| 2022 | $775.00 | $122,700 Land $17,700 Building $105,000 | $122,700 Land $17,700 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Forest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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