Caldwell County property record for 44 Forest Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,192 sqft · built 1951 |
| Lot Size | 0.595 acres (25,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,156 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 16 4 2 |
| Primary APN | 08 16 4 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,192 sqft |
| Finished Basement | 96 sqft |
| Unfinished Basement | 1,096 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,920 sqft (0.595 acres) |
| Lot Dimensions | 270 ft deep x 96 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 355 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 176220 |
|---|---|
| Street Address | 44 FOREST AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2070 PG 1779 YR 11 ST 384.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31402 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Nov 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2018 |
| Transfer Doc | 0019431600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Document Number | 0010119460 |
| Book / Page | 2166 / 1004 |
| Instrument Date | May 19, 2026 |
| Instrument | 202610119460 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Document Number | 0010119461, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202610119461 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 10, 2022 |
| Property Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Document Number | 0020701779 |
| Book / Page | 2070 / 1779 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 10078639 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 GREEN MEADOWS DR, TAYLORSVILLE, NC 28681-2548 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Document Number | 0010078640 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 10078640 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.15% |
| Index | 5-Year TN |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 22, 2018 |
| Property Address | 44 FOREST AVE, GRANITE FALLS, NC 28630-1932 |
| Document Number | 0010023417 |
| Book / Page | 001943 / 001600 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 10023417 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 FOREST AVE GRANITE FALLS NC 286301932, GRANITE FALLS, NC 28630-1932 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,156.00 (+115.67%) | $180,600 (+119.17%) Land $16,600 Building $164,000 | $180,600 (+119.17%) Land $16,600 Building $164,000 |
| 2024 | $536.00 (+1.9%) | ||
| 2023 | $82,400 (-) Land $16,600 Building $65,800 | $82,400 (-) Land $16,600 Building $65,800 | |
| 2022 | $526.00 | $82,400 Land $16,600 Building $65,800 | $82,400 Land $16,600 Building $65,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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