Kent County property record for 54 Flat River Dr SE, Lowell, MI 49331
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,395 sqft · built 1992 |
| Lot Size | 0.786 acres (34,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,500 (Dec 1997) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-16-25-409-001 |
| Primary APN | 41-16-25-409-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Basement Area | 1,321 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Condo/Apartment |
| Lot Area | 34,238 sqft (0.786 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54 FLAT RIVER DR SE |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-8809 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1 |
| Legal Description | UNIT NO.1 * FLAT RIVER FOREST KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.237 LIBER 3044 PAGE 1134 AS AMENDED BY REPLAT NO.1 |
| Legal Subdivision | FLAT RIVER FOREST KENT COUNTY CONDOMINIU |
| Legal Unit | 1 |
| Jurisdiction | KENT MI |
| Township / Civil Division | VERGENNES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12004 |
Source: Kent County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 FLAT RIVER DR SE, LOWELL, MI 49331-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 1997 · Amount on Record |
| Deed Sale | Dec 5, 1997 · Amount on Record |
| Prior Sale | Jan 23, 1994 · Amount on Record |
| Deed Book / Page | 20080806 / 72462 |
| Last Transfer Date | Mar 18, 2014 |
| Transfer Doc | 0000034326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 54 FLAT RIVER DR SE, LOWELL, MI 49331-8809 |
| Document Number | 0000013079 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 FLAT RIVER DR SE LOWELL MI 493318809, LOWELL, MI 49331-8809 |
| Document Number | 0000013079 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 13079 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Kent County assessment roll, as of June 13, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Vergennes Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (-13.93%) Homeowner's exemption | $172,000 (+26.56%) | $344,000 (+26.56%) |
| 2023 | $135,900 | $271,800 | |
| 2019 | $2,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
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