42 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 42 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,341 sqft · built 1996
Lot Size	0.967 acres (42,123 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Oct 2020)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-25-409-029`

Property Details

APN / Parcel Number

Primary APN	`41-16-25-409-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	1,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	42,123 sqft (0.967 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-8808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	UNIT NO.29 * FLAT RIVER FOREST KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.237 LIBER 3044 PAGE 1134 AS AMENDED BY REPLAT NO.1
Legal Subdivision	FLAT RIVER FOREST KENT COUNTY CONDOMINIU
Legal Unit	29
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3000
Census Tract	12004

Owner

42 Flat River Dr SE, a condominium, is owned and occupied by two individuals who bought it in October 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 FLAT RIVER DR SE, LOWELL, MI 49331-8808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Jul 2, 2014 · Amount on File
Deed Document Number	2020100984
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	42 FLAT RIVER DR SE, LOWELL, MI 49331-8808
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FLAT RIVER DR SE, LOWELL, MI 49331-8808

Mortgage

Document Number	0000105459
Date	Sep 24, 2021
Instrument	20210924-0105459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 28, 2020
Property Address	42 FLAT RIVER DR SE, LOWELL, MI 49331-8808
Document Number	0000100984
Map Reference	LB 3044 PG 1134
Instrument Date	Oct 23, 2020
Instrument	202010280100984
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	BELL TTL AGCY OF GRAND RAPID

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 FLAT RIVER DR SE, 42, LOWELL, MI 49331-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10245 W PORTLAND RD, CLARKSVILLE, MI 48815-9734

Mortgage

Document Number	0000100985
Date	Oct 28, 2020
Instrument	202010280100985

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 42 Flat River Dr SE was $5,397.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,000 (+4.34%)	$462,000 (+4.34%)
2025	$5,397.00 Homeowner's exemption	$221,400	$442,800
2023		$179,600	$359,200
2019	$3,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Flat River Dr SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Flat River Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum.

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