Alexander County property record for 54 Five Oaks Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,066 sqft · built 1984 |
| Lot Size | 0.453 acres (19,733 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $465 (2026) |
| Deeds & Mortgages | Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0305503 05503 |
| Primary APN | 0305503 05503 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Lot Area | 19,733 sqft (0.453 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 305503 |
|---|---|
| Street Address | 54 FIVE OAKS LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 86 BLOCK 5572 (PIN) #45 B11B 0116 |
| Legal Subdivision | THE FIVE OAKS SUBDIVISION |
| Legal Block | 5572 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40700 |
54 Five Oaks Ln is owned and occupied by an individual.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 FIVE OAKS LN, HICKORY, NC 28601-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 54 FIVE OAKS LN, HICKORY, NC 28601-9337 |
| Document Number | 0005960626 |
| Instrument Date | Jan 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 54 FIVE OAKS LN WALDORF MD 20601, WALDORF, MD 20601 |
| Document Number | 0005960626 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 000596/000626 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Jan 11, 2056 |
| Rate | 6.75% |
|---|
The 2026 property tax bill for 54 Five Oaks Ln was $465, down 52.7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465.00 (-52.7%) | $138,526 (-) Land $15,950 Building $122,576 | |
| 2025 | $983.00 | $138,526 Land $15,950 Building $122,576 | |
| 2023 | $1,153.00 | $138,526 Land $15,950 Building $122,576 | $138,526 Land $15,950 Building $122,576 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Five Oaks Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54 Five Oaks Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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