Alexander County property record for 181 Five Oaks Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 2,351 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Feb 2020) |
| Tax Bill | $1,722 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300217 03373 |
| Primary APN | 0300217 03373 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,351 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9342623 |
|---|---|
| Street Address | 181 FIVE OAKS LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3716 SUBMAP 87 BLOCK 2046 (PIN) LOT 39 FIVE OAKS B11A 0093 |
| Legal Subdivision | 5 OAKS SUBDIVISION |
| Legal Block | 2046 |
| Legal Lot Number | 39 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40700 |
181 Five Oaks Ln is owned and occupied by two individuals who bought it in February 2020.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL BANK CORPORATION |
| Feb 13, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on File |
| Deed Sale | Feb 13, 2020 · Amount on File |
| Deed Book / Page | 624 / 2 |
| Prior Transfer Date | Oct 22, 2013 |
| Prior Transfer Doc | 0005691931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0006471561 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 647/1561 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0006020692 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 0602/0692 |
| Name | CAPITAL BANK CORPORATION |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Feb 13, 2020 |
| Property Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Document Number | 0006240002 |
| Book / Page | 0624 / 0002 |
| Map Reference | MB 5 PG 10 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11415, HICKORY, NC 28603-4915 |
| Name | Verified Name |
|---|---|
| Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Document Number | 0006240004 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 0624/0004 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 181 FIVE OAKS LN, HICKORY, NC 28601-9345 |
| Document Number | 0006140051 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 181 FIVE OAKS LN HICKORY NC 286019345, HICKORY, NC 28601-9345 |
| Document Number | 0006140051 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 000614/000051 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
The 2026 property tax bill for 181 Five Oaks Ln was $1,722, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,722.00 (-7.02%) | $260,944 (-) Land $20,350 Building $240,594 | |
| 2025 | $1,852.00 | $260,944 Land $20,350 Building $240,594 | |
| 2023 | $2,173.00 | $260,944 Land $20,350 Building $240,594 | $260,944 Land $20,350 Building $240,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Five Oaks Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 181 Five Oaks Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIVE OAKS S/D private · serves 99 people · EPA ID NC0102127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ALEXANDER CO WTR DIST |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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