Cumberland County and Freeport Town property record for 54 Elm St, Freeport, ME 04032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,853 sqft · built 1940 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2018) |
| Tax Bill | $5,924 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance Jan 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012001000000 |
| Primary APN | 012001000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| Gross Area | 4,112 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,420 sqft (1.41 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 755 |
|---|---|
| Street Address | 54 ELM ST |
| City | FREEPORT |
| State | ME |
| Zip | 04032-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 500 |
| Legal Block | 1 |
| Jurisdiction | FREEPORT ME |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 4502 |
54 Elm St is owned and occupied by two individuals who bought it in August 2018.
Source: Cumberland County and Freeport Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AUBURN SAVINGS BANK FSB |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AUBURN SAVINGS BANK FSB |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AUBURN SAVINGS BANK FSB |
| Aug 30, 2018 | Warranty Deed, Transfer AUBURN SAVING BK FSB |
| Apr 24, 2018 | Quit Claim Deed, Transfer BATH SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Prior Sale | Apr 24, 2018 · Amount on File |
| Deed Document Number | 201844319 |
| Deed Book / Page | 35109 / 328 |
| Transfer Doc | 0347950144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0358490311 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 35849/311 |
| Instrument | 35490 |
| Name | AUBURN SAVINGS BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0363620198 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 36362/198 |
| Instrument | 3931 |
| Name | AUBURN SAVINGS BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0375020304 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 37502/304 |
| Instrument | 77978 |
| Name | AUBURN SAVINGS BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEPORT ME |
| Recording Date | Aug 30, 2018 |
| Property Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Document Number | 0351090328 |
| Book / Page | 35109 / 0328 |
| Instrument | 000000044319 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000044320 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 000000044320 |
| Name | AUBURN SAVING BK FSB |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREEPORT ME |
| Recording Date | Apr 24, 2018 |
| Property Address | 54 ELM ST, FREEPORT, ME 04032-1306 |
| Document Number | 0347950144 |
| Book / Page | 34795 / 0144 |
| Instrument | 000000018182 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018183 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 000000018183 |
| Name | BATH SAVINGS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2048 |
The 2025 property tax bill for 54 Elm St was $5,924, up 5.6% from the year before.
Source: Cumberland County and Freeport Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Freeport Town |
| Unified School District | Regional School Unit 05 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,924.00 (+5.58%) | $427,700 (+1.76%) Land $154,800 Building $272,900 |
| 2024 | $5,611.00 (+9.91%) | $420,300 (+13.2%) Land $147,400 Building $272,900 |
| 2023 | $5,105.00 (+4.63%) | $371,300 (+3.89%) Land $134,000 Building $237,300 |
| 2022 | $4,879.00 | $357,400 Land $120,100 Building $237,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 54 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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