44 Elm St, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 44 Elm St, Freeport, ME 04032

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 798 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (May 2023)
Tax Bill$4,014 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012012000000

Property Details

APN / Parcel Number

Primary APN012012000000
Alternative APNs
  • FPRT M:12 B:12 L:0 U:0
  • 20254590
  • 764

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area798 sqft Living Area
Gross Area1,696 sqft
1st Floor Area798 sqft
Basement Area798 sqft
Unfinished Basement798 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number764
Street Address44 ELM ST
CityFREEPORT
StateME
Zip04032-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code500
Legal Block12
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2008
Census Tract4502

Owner

Source: Cumberland County and Freeport Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 ELM ST, FREEPORT, ME 04032-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BATH SAVINGS INSTITUTION
May 13, 2020Deed of Trust, Mortgage
MORTGAGE NTWK
Jun 1, 2018Warranty Deed, Transfer
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleJun 1, 2018 · Amount on Record
Deed Document Number202317006
Deed Book / Page40156 / 26
Transfer Doc23749-0260
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateMay 31, 2023
Property Address44 ELM ST, FREEPORT, ME 04032-1305
Document Number0401560026
Book / Page40156 / 26
Instrument DateMay 31, 2023
Instrument17006
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 HODSDON RD, POWNAL, ME 04069-6415

Mortgage

Document Number0000017007
DateMay 31, 2023
Instrument17007
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJun 1, 2033
Max Rate At Change1.75%
Index1-Year CMT

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address44 ELM ST, FREEPORT, ME 04032-1305
Document Number0367040257
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 ELM ST FREEPORT ME 040321305, FREEPORT, ME 04032-1305

Mortgage

Document Number0367040257
DateMay 18, 2020
Book Page036704/000257
Instrument25488
Lender
NameMORTGAGE NTWK
TypeMortgage Company
AddressDANVERS, MA 01923
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateJun 1, 2018
Property Address44 ELM ST, FREEPORT, ME 04032-1305
Document Number0348770055
Book / Page034877 / 000055
Instrument DateMay 31, 2018
Instrument24509
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address44 ELM ST FREEPORT ME 040321305, FREEPORT, ME 04032-1305

Mortgage

Document Number348770057
DateJun 1, 2018
Book Page034877/000057
Instrument24510
Lender
NameMORTGAGE NTWK
TypeMortgage Company
AddressDANVERS, MA 01923
Agreement
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,014.00 (+6.27%)$289,800 (+2.44%) Land $146,100 Building $143,700
2024$3,777.00 (+8.97%)$282,900 (+12.22%) Land $139,200 Building $143,700
2023$3,466.00 (+21.74%)$252,100 (+20.85%) Land $126,500 Building $125,600
2022$2,847.00$208,600 Land $102,700 Building $105,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY FREEPORT DIVISION
private · serves 2,700 people · EPA ID ME0090580
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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