Fluvanna County property record for 54 Edgewater Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,462 sqft · built 1993 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Mar 2014) |
| Tax Bill | $5,952 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 1 48 |
| Primary APN | 18A 1 48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 5,524 sqft |
| 1st Floor Area | 2,462 sqft |
| Basement Area | 1,448 sqft |
| Finished Basement | 1,448 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,416 sqft (0.308 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 210 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8596 |
|---|---|
| Street Address | 54 EDGEWATER DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 915-326 ASHLAWN-1 LOT 48 13,415 SF |
| Legal Subdivision | ASHLAWN LAKE MONTICELLO |
| Legal Block | 4 |
| Legal Lot Number | 48 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 1 48
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 EDGEWATER DR, PALMYRA, VA 22963-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2014 · Amount on Record |
| Deed Sale | Mar 28, 2014 · Amount on Record |
| Deed Document Number | 2014830 |
| Deed Book / Page | 915 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 54 EDGEWATER DR, PALMYRA, VA 22963-3362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210002355 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 210002355 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 54 EDGEWATER DR, PALMYRA, VA 22963-3362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220000642 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 220000642 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $788,410 (-) Land $190,000 Building $598,410 | $788,410 (-) Land $190,000 Building $598,410 | |
| 2025 | $5,952.00 (+11.02%) | $788,410 (+24.12%) Land $190,000 Building $598,410 | $788,410 (+24.12%) Land $190,000 Building $598,410 |
| 2023 | $635,200 Land $190,000 Building $445,200 | $635,200 Land $190,000 Building $445,200 | |
| 2022 | $5,361.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 125 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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