48 Edgewater Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 48 Edgewater Dr, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,850 sqft · built 1970
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2019)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	Oct 2019 Sale Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 1 51`

Property Details

APN / Parcel Number

Primary APN	`18A 1 51`
Alternative APN	`5643`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	3,785 sqft
1st Floor Area	1,300 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Terrain	Rolling
Garage Area	725 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5643
Street Address	48 EDGEWATER DR
City	PALMYRA
State	VA
Zip	22963-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INST 190003084 'SHLAWN-1 LOT 51 13,230 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	5
Legal Lot Number	51
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 1 51

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 EDGEWATER DR, PALMYRA, VA 22963-3362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Bargain and Sale Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 20, 2017	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	20193084
Record Updated	Sep 20, 2026

October 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 11, 2019
Property Address	48 EDGEWATER DR, PALMYRA, VA 22963-3362
Document Number	0001903084
Map Reference	PB 74 PG 260A
Instrument Date	Aug 27, 2019
Instrument	1903084
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 MASSACHUSETTS AVE, MCLEAN, VA 22101-4907

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 20, 2017
Property Address	48 EDGEWATER DR, PALMYRA, VA 22963-3362
Document Number	0001703418
Map Reference	PB 74 PG 494
Instrument Date	Sep 25, 2017
Instrument	1703418
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 EDGEWATER DR, PALMYRA, VA 22963-3362
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,970 (-) Land $190,000 Building $416,970	$606,970 (-) Land $190,000 Building $416,970
2025	$4,582.00 (+1.96%)	$606,970 (+13.98%) Land $190,000 Building $416,970	$606,970 (+13.98%) Land $190,000 Building $416,970
2023		$532,500 Land $190,000 Building $342,500	$532,500 Land $190,000 Building $342,500
2022	$4,494.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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