54 E Hwy 61, Esko, MN 55733 Property Records

Carlton County property record for 54 E Hwy 61, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (May 2024)
Tax Bill$5,274 (2026)
Deeds & MortgagesMar 2026 Mortgage
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN78-020-6832

Property Details

APN / Parcel Number

Primary APN78-020-6832
Alternative APN
  • 26696

Exterior

Lot Area43,996 sqft (1.01 acres)

Location & Zoning

Account Number26696
Street Address54 E HIGHWAY 61
CityESKO
StateMN
Zip55733-9636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 NE1/4 COMM AT NW COR TH E 165 FT TH TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section27
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1006
Census Tract70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 E HIGHWAY 61, ESKO, MN 55733-9636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE CORP
Dec 27, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONAL BANK OF COMMERCE
Oct 22, 2018Warranty Deed, Transfer
REPUBLIC BANC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Prior SaleOct 22, 2018 · Amount on Record
Deed Document Number20241645138
Prior Transfer DateOct 4, 2018
Prior Transfer Doc0000483012
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address54 E HIGHWAY 61, ESKO, MN 55733-9636
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000525782
DateMar 5, 2026
InstrumentA000525782
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address54 E HIGHWAY 61, ESKO, MN 55733-9636
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000510013
DateDec 27, 2022
InstrumentA000510013
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address54 E HIGHWAY 61, ESKO, MN 55733-9636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000495359
DateNov 13, 2020
InstrumentA000495359
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateOct 22, 2018
Property Address54 E HIGHWAY 61, ESKO, MN 55733-9636
Document NumberA000483012
Instrument DateOct 4, 2018
InstrumentA000483012
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E HIGHWAY 61, ESKO, MN 55733-9636

Mortgage

Document NumberA000483013
DateOct 22, 2018
InstrumentA000483013
Lender
NameREPUBLIC BANC MORTGAGE
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,274.00 (+32.45%) Homeowner's exemption
2025$454,300 (+24.09%) Land $58,500 Building $395,800$454,300 (+24.09%) Land $58,500 Building $395,800
2024$3,982.00 Homeowner's exemption$366,100 (+9.09%) Land $58,500 Building $307,600$366,100 (+9.09%) Land $58,500 Building $307,600
2023$3,982.00 Homeowner's exemption$335,600 (-) Land $56,300 Building $279,300$335,600 (-) Land $56,300 Building $279,300
2022$335,600 Land $56,300 Building $279,300$335,600 Land $56,300 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber · Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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