45 E Hwy 61, Esko, MN 55733 Property Records

Carlton County property record for 45 E Hwy 61, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size0.916 acres (39,904 sqft)
OwnerIndividual Name on Record
Last Sale$268,500 (Feb 2019)
Tax Bill$4,056 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN78-290-0140

Property Details

APN / Parcel Number

Primary APN78-290-0140
Alternative APN
  • 27827

Exterior

Lot Area39,904 sqft (0.916 acres)

Location & Zoning

Account Number27827
Street Address45 E HIGHWAY 61
CityESKO
StateMN
Zip55733-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMATTINENS ADDITION TO ESKO
Legal SubdivisionMATTINENS ADDITION TO ESKO
Legal Block3
Legal Lot Number1
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group3
Census Block3036
Census Tract70300

Owner

Source: Carlton County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 E HIGHWAY 61, ESKO, MN 55733-9628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2017Deed of Trust, Mortgage · Line of Credit
MEMBERS COOPERATIVE CU
Feb 19, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTH SHORE BANK
Oct 31, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Document Number2019484716
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address45 E HIGHWAY 61, ESKO, MN 55733-9628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000473987
DateMay 5, 2017
InstrumentA000473987
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term0 Months
DueMay 15, 2017
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateFeb 19, 2019
Property Address45 E HIGHWAY 61, ESKO, MN 55733-9628
Document NumberA000484716
Instrument DateFeb 11, 2019
InstrumentA000484716
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E HIGHWAY 61, ESKO, MN 55733-9628

Mortgage

Document NumberA000484717
DateFeb 19, 2019
InstrumentA000484717
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateOct 31, 2017
Property Address45 E HIGHWAY 61, ESKO, MN 55733-9628
Document NumberA000477269
Instrument DateOct 10, 2017
InstrumentA000477269
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyNORTH SHORE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$851.40
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E HIGHWAY 61, ESKO, MN 55733-9628

Mortgage

Document NumberA000477270
DateOct 31, 2017
InstrumentA000477270
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,056.00 (+8.92%) Homeowner's exemption
2025$355,300 (+3.86%) Land $52,400 Building $302,900$355,300 (+3.86%) Land $52,400 Building $302,900
2024$3,724.00 Homeowner's exemption$342,100 (+9.09%) Land $52,400 Building $289,700$342,100 (+9.09%) Land $52,400 Building $289,700
2023$3,724.00 Homeowner's exemption$313,600 (-) Land $52,400 Building $261,200$313,600 (-) Land $52,400 Building $261,200
2022$313,600 Land $52,400 Building $261,200$313,600 Land $52,400 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber · Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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