54 E Empire St, Cortez, CO 81321 Property Records

Montezuma County property record for 54 E Empire St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1951
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on Record
Last Sale$445,000 (Nov 2025)
Tax Bill$1,394 (2025)
Deeds & MortgagesNov 2025 Sale
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR007736

Property Details

APN / Parcel Number

Primary APNR007736
Alternative APN
  • 561123312010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area20,909 sqft (0.48 acres)
Garage TypeDetached
Garage Area416 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Account NumberR007736
Street Address54 E EMPIRE ST
CityCORTEZ
StateCO
Zip81321-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUBDIVISION: MCCLELLAN S 209FT OF TR A B 155 P 138 B 640 P 605
Legal SubdivisionMCCLELLAN
Legal TractA
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group2
Census Block2019
Census Tract969301

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address54 E EMPIRE ST, CORTEZ, CO 81321-2136
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Special Warranty Deed, Transfer
COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Feb 6, 2024Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 18, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleFeb 6, 2024 · Amount on Record
Deed Document Number2025664258
Prior Transfer DateAug 28, 2013
Prior Transfer Doc0000590925
Record UpdatedJun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateNov 12, 2025
Property Address54 E EMPIRE ST, CORTEZ, CO 81321-2136
Document Number0000664258
Map ReferenceMB 7 PG 31
Instrument DateNov 10, 2025
Instrument664258
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$44.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E EMPIRE ST, CORTEZ, CO 81321-2136

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateFeb 6, 2024
Property Address54 E EMPIRE ST, CORTEZ, CO 81321-2136
Document Number0000654592
Map ReferenceMB 7 PG 31
Instrument DateFeb 5, 2024
Instrument654592
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address54 E EMPIRE ST, CORTEZ, CO 81321-2136

Mortgage

Document Number0000654593
DateFeb 6, 2024
Instrument654593
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateApr 18, 2022
Property Address54 E EMPIRE ST, CORTEZ, CO 81321-2136
Document Number0000644484
Instrument DateApr 14, 2022
Instrument644484
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9136 ROAD BB, 9136, PLEASANT VIEW, CO 81331-9604

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 933, POULSBO, WA 98370-0017

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,394.00 (+29.07%)$27,631 (+31.49%) Land $4,325 Building $23,306$347,131 (+31.5%) Land $54,340 Building $292,791
2024$1,080.00 (-9.01%)$21,013 (-17.24%) Land $6,030 Building $14,983$263,982 (-17.24%) Land $75,758 Building $188,224
2023$1,187.00 (+133.2%)$25,391 (+37.32%) Land $7,287 Building $18,104$318,982 (+37.32%) Land $91,542 Building $227,440
2022$509.00$18,490 Land $3,327 Building $15,163$232,287 Land $41,800 Building $190,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.

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