Montezuma County property record for 50 E Empire St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1957 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Aug 2023) |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007729 |
| Primary APN | R007729 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,799 sqft (0.202 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Open Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R007729 |
|---|---|
| Street Address | 50 E EMPIRE ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MONTVIEW ADDITION TRACT: A B568 P483 B621 P645 B650 P35 B663 P38 R/487901 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 18 |
| Legal Subdivision | MONTVIEW ADDITION |
| Legal Tract | A |
| Legal Lot Number | TR. A |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969301 |
50 E Empire St is owned and occupied by two individuals who bought it in August 2023.
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC |
| Jul 20, 2020 | Personal Representative Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Jun 26, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Mar 26, 2019 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 2023652139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 14, 2023 |
| Property Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Document Number | 0000652139 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 652139 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 3461, DURANGO, CO 81302-3461 |
| Document Number | 0000652140 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 652140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000640966 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 640966 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 20, 2020 |
| Property Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Document Number | 0000630570 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 630570 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Document Number | 0000630571 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 630571 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Number | 630572 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 630572 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jun 26, 2020 |
| Property Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Document Number | 0000630118 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 630118 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 695 GLEN CARO DR, GRAND JUNCTION, CO 81506-8398 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Mar 26, 2019 |
| Property Address | 50 E EMPIRE ST, CORTEZ, CO 81321-2136 |
| Document Number | 0000622044 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 622044 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 695 GLEN CARO DR, GRAND JUNCTION, CO 81506-8398 |
The 2025 property tax bill for 50 E Empire St was $1,438, up 42.9% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 (+42.94%) | $28,508 (+45.66%) Land $1,819 Building $26,689 | $358,145 (+45.66%) Land $22,854 Building $335,291 |
| 2024 | $1,006.00 (+9.95%) | $19,571 (-18.28%) Land $2,504 Building $17,067 | $245,872 (-18.28%) Land $31,462 Building $214,410 |
| 2023 | $915.00 (+0.22%) | $23,950 (+26.71%) Land $3,065 Building $20,885 | $300,872 (+26.71%) Land $38,500 Building $262,372 |
| 2022 | $913.00 | $18,901 Land $1,399 Building $17,502 | $237,453 Land $17,580 Building $219,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 50 E Empire St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 50 E Empire St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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