St. Clair County property record for 54 David St, Cahokia, IL 62206
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 864 sqft · built 1958 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Jan 2008) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2018 Loan Modification + 1 more |
| APN | 01-35-0-104-016 |
| Primary APN | 01-35-0-104-016 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 54 DAVID ST |
|---|---|
| City | EAST SAINT LOUIS |
| State | IL |
| Zip | 62206-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW CAHOKIA ANNEX LOT/SEC-27 A02087905 |
| Legal Subdivision | NEW CAHOKIA ANNEX |
| Legal Block | 104 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CENTREVILLE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 502300 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1115 N BELT W, SWANSEA, IL 62226-1720 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Loan Modification, Mortgage FCB BANKS |
| Feb 12, 2018 | Loan Modification, Mortgage · Line of Credit FCB BK |
| Feb 12, 2017 | Loan Modification, Mortgage · Conventional with PMI FIRST CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2008 · Amount on Record |
| Deed Sale | Jan 31, 2008 · Amount on Record |
| Prior Sale | Oct 4, 2007 |
| Deed Document Number | 20082087905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 54 DAVID ST, CAHOKIA, IL 62206-1333 |
| Document Number | 00A2646827 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623 |
| Document Number | 00A2646827 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2646827 |
| Name | FCB BANKS |
|---|---|
| Address | SWANSEA, IL 62226 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 54 DAVID ST, CAHOKIA, IL 62206-1333 |
| Document Number | 00A2571589 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623 |
| Document Number | 00A2571589 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2571589 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 54 DAVID ST, CAHOKIA, IL 62206-1333 |
| Document Number | 00A2528187 |
| Instrument Date | Feb 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623 |
| Document Number | 00A2528187 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2528187 |
| Name | FIRST CNTY BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 27, 2018 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cahokia Heights City |
| County | St. Clair County |
| County Subdivision | Centreville Township |
| Unified School District | Cahokia Community Unit School District 187 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 | $10,589 (+31.82%) Land $1,069 Building $9,520 | $31,767 (+31.82%) Land $3,207 Building $28,560 |
| 2022 | $8,033 Land $813 Building $7,220 | $24,099 Land $2,439 Building $21,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 42 (1979–2022) |
| Claims Outside the SFHA | 23 of 42 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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