45 David St, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 45 David St, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$422 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2020 Line of Credit + 1 more
APN	`01-35-0-103-012`

Property Details

APN / Parcel Number

Primary APN	`01-35-0-103-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	45 DAVID ST
City	EAST SAINT LOUIS
State	IL
Zip	62206-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW CAHOKIA ANNEX LOT/SEC-11 A02835588 A02866529
Legal Subdivision	NEW CAHOKIA ANNEX
Legal Block	103
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	2
Census Block	2024
Census Tract	502300

Owner

45 David St is owned by an individual who acquired it in November 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	25 BELLEVUE DR, COLLINSVILLE, IL 62234-1850
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Dec 13, 2019	Loan Modification, Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025
Deed Sale	Nov 17, 2025
Prior Sale	Dec 30, 2024
Deed Document Number	20252866529
Prior Transfer Date	Nov 14, 2024
Prior Transfer Doc	0002866529
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 17, 2025
Property Address	45 DAVID ST, CAHOKIA, IL 62206-1332
Document Number	0A02866529
Map Reference	MB 52 PG 95
Instrument Date	Nov 14, 2024
Instrument	A02866529
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	45 DAVID ST, FINDLAY, IL 62534

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	45 DAVID ST, CAHOKIA, IL 62206-1332
Document Number	00A2644274
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623

Mortgage

Document Number	00A2644274
Date	Mar 4, 2020
Instrument	2644274

Lender

Name	FCB BANKS
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	45 DAVID ST, CAHOKIA, IL 62206-1332
Document Number	00A2644275
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8325 OLD MILL RD TROY IL 622942623, TROY, IL 62294-2623

Mortgage

Document Number	00A2644275
Date	Mar 4, 2020
Instrument	2644275

Lender

Name	FCB BANKS
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 David St was $422.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$422.00	$2,322 (+2,010.91%) Land $1,068 Building $1,254	$6,966 (+2,010.91%) Land $3,204 Building $3,762
2024		$110 Land $55 Building $55	$330 Land $165 Building $165
2022		$9,393 Land $812 Building $8,581	$28,179 Land $2,436 Building $25,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 David St; there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	23 of 42
Most Recent Claim	Jul 2022 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 5 claims Severe Storms & Flooding, Oct 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 David St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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