54 Coger St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 54 Coger St, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	1,617 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Sep 2016)
Tax Bill	$11,735 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00521-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`57-00521-0000-00018`
Alternative APNs	`5700041000000006` `570052100018`

Interior

Stories	1 Story
Building Area	1,617 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	5700041000000006
Street Address	54 COGER ST
City	SADDLE BROOK
State	NJ
Zip	07663-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X100
Legal Subdivision	WHITEHEAD LAND CO MAP 1
Legal Block	521
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	2
Census Block	2004
Census Tract	52200

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-00521-0000-00018

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 COGER ST, SADDLE BROOK, NJ 07663-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2016 · Amount on Record
Deed Sale	Sep 20, 2016 · Amount on Record
Prior Sale	Mar 08, 2016 · Amount on Record
Deed Document Number	201671183
Deed Book / Page	2380 / 549
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	0017060957
Record Updated	Sep 20, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 17, 2021
Property Address	54 COGER ST, SADDLE BROOK, NJ 07663-5442
Document Number	0042191433
Book / Page	4219 / 1433
Instrument Date	May 05, 2021
Instrument	2021097603
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 COGER ST, 54, SADDLE BROOK, NJ 07663-5442

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 COGER ST, SADDLE BROOK, NJ 07663-5442

Mortgage

Document Number	2021097604
Date	Jun 17, 2021
Instrument	2021097604

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,100 (+2.75%) Land $210,000 Building $298,100	$508,100 (+2.75%) Land $210,000 Building $298,100
2025	$11,735.00 (+5.69%)	$494,500 (+7.43%) Land $204,000 Building $290,500	$494,500 (+7.43%) Land $204,000 Building $290,500
2024	$11,103.00 (+5.49%)
2023		$460,300 Land $192,500 Building $267,800	$460,300 Land $192,500 Building $267,800
2022	$10,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 651 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.