Bergen County and Saddle Brook Township property record for 31 Coger St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 3,365 sqft · built 1951 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,000 (May 2000) |
| Tax Bill | $18,218 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00515-0000-00009 |
| Primary APN | 57-00515-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,365 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Old Parcel Number | 5700058000000001 |
|---|---|
| Street Address | 31 COGER ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 100X100 |
| Legal Subdivision | PROPERTY/THE WHITEHEAD LAND CO |
| Legal Block | 515 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 52200 |
31 Coger St is owned and occupied by two individuals who bought it in May 2000.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 COGER ST, SADDLE BROOK, NJ 07663-5402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2000 · Amount on File |
| Deed Sale | May 2, 2000 · Amount on File |
| Deed Book / Page | 8269 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 COGER ST, SADDLE BROOK, NJ 07663-5402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049040105 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 4904/105 |
| Instrument | 2023003559 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 COGER ST, SADDLE BROOK, NJ 07663-5402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039721689 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3972/1689 |
| Instrument | 2021024070 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 1, 2031 |
The 2025 property tax bill for 31 Coger St was $18,218, up 5.7% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,500 (+4.01%) Land $240,600 Building $557,900 | $798,500 (+4.01%) Land $240,600 Building $557,900 | |
| 2025 | $18,218.00 (+5.75%) | $767,700 Land $234,600 Building $533,100 | $767,700 Land $234,600 Building $533,100 |
| 2024 | $17,228.00 | ||
| 2023 | $714,600 Land $223,100 Building $491,500 | $714,600 Land $223,100 Building $491,500 | |
| 2022 | $16,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Coger St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Coger St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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