54 Charter St, Cameron, NC 28326 Property Records

Harnett County property record for 54 Charter St, Cameron, NC 28326 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage3,469 sqft Heated Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$13,000 (2022)
Tax Bill$2,674.00 (2025)

Property Details

APN / Parcel Number

Primary APN1500047453
Alternative APN
  • 09956519 0282 02

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,469 sqft Heated Area
1st Floor1,192 sqft 1st Floor

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Lot Area10,890 sqft (0.25 acres)
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number1500047453
Street Address54 CHARTER ST
CityCAMERON
StateNC
Zip28326-5515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT#629 MANORS @LEXINGTON 2B-1 MAP#2016-376
Legal SubdivisionLEXINGTON PLANTATI
Legal Lot Number629
JurisdictionHARNETT NC
Minor Civil DivisionANDERSON CREEK
Census Blockgroup2
Census Block2000
Census Tract71303

Owner

Source: Harnett County records · APN 1500047453

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 CHARTER ST, CAMERON, NC 28326-5515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Intrafamily Transfer, Transfer
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2022 · Amount on Record
Deed SaleFeb 09, 2022 · Amount on Record
Prior SaleDec 30, 2021 · Amount on Record
Deed Doc Number20222853
Deed Book / Page4112 / 503
Prior Transfer DateFeb 08, 2022
Prior Transfer Doc0000002853
Record RefreshedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARNETT NC
Recording DateFeb 09, 2022
Property Address54 CHARTER ST, CAMERON, NC 28326-5515
Document Number0000002853
Book / Page4112 / 503
Map ReferenceMB 2016 PG 376&377
Instrument DateFeb 08, 2022
Instrument2022002853
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CHARTER ST, CAMERON, NC 28326-5515

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateDec 30, 2021
Property Address54 CHARTER ST, CAMERON, NC 28326-5515
Document Number0000030656
Book / Page4096 / 613
Map ReferenceMB 2016 PG 376&377
Instrument DateDec 16, 2021
Instrument2021030656
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7200 21ST ST N, 7200, ST PETERSBURG, FL 33702-4814

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 CHARTER ST, CAMERON, NC 28326-5515

Mortgage

Document Number0000030657
DateDec 30, 2021
Instrument2021030657
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,674.00$364,150 (-)$364,150 (-) Land $39,000 Building $325,150
2023$2,674.00$364,150$364,150 Land $39,000 Building $325,150

Flood & Wildfire

54 Charter St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Harnett County (37085C), updated March 12, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
58th percentile of exposed land nationally · 81st in North Carolina
Wildfire LikelihoodModerate — about 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Charter St

Nearby Streets

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