Harnett County property record for 40 Charter St, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,313 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jun 2026) |
| Tax Bill | $2,606 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500023572 |
| Primary APN | 1500023572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,313 sqft Heated Area |
| 1st Floor Area | 1,130 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 741 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500023572 |
|---|---|
| Street Address | 40 CHARTER ST |
| City | CAMERON |
| State | NC |
| Zip | 28326-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#628 MANORS @LEXINGTON 2B-1 MAP#2016-376 |
| Legal Subdivision | LEXINGTON PLANTATI |
| Legal Lot Number | 628 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
Source: Harnett County records · APN 1500023572
Assessment roll updated August 28, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 31, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| Jun 16, 2017 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Document Number | 202611838 |
| Deed Book / Page | 4347 / 2113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Document Number | 0000011838 |
| Book / Page | 4347 / 2113 |
| Instrument Date | May 28, 2026 |
| Instrument | 202611838 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Document Number | 0000011839, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202611839 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000004935 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 3797/280 |
| Instrument | 2020004935 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jun 16, 2017 |
| Property Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Document Number | 0000008772 |
| Book / Page | 3514 / 0630 |
| Map Reference | MB 2016 PG 376-377 |
| Instrument Date | Jun 08, 2017 |
| Instrument | 2017008772 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1210 TRINITY RD # 102, 1210, CARY, NC 27513-6245 |
| Name | Verified Name |
|---|---|
| Address | 40 CHARTER ST, CAMERON, NC 28326-5515 |
| Document Number | 0000008773 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2017008773 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,606.00 | $354,601 (-) | $354,601 (-) Land $39,000 Building $315,601 |
| 2023 | $2,606.00 | $354,601 | $354,601 Land $39,000 Building $315,601 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850713032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 429 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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