Worcester County and Gardner City property record for 54 Chapman Park, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1973 |
| Square Footage | 1,172 sqft Living Area |
| Lot Size | 15,180 sqft (0.348 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $50.00 (2025) |
Source: Worcester County and Gardner City records · APN GARD M:W22 B:11 L:2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 CHAPMAN PARK, GARDNER, MA 01440-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Mar 06, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2017 |
| Deed Sale | Mar 06, 2017 |
| Deed Doc Number | 201723031 |
| Deed Book / Page | 56816 / 61 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 54 CHAPMAN PARK, GARDNER, MA 01440-2454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068143-215 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 68143/215 |
| Instrument | 95581 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 54 CHAPMAN PARK, GARDNER, MA 01440-2454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57607-344 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 57607/344 |
| Instrument | 90853 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 06, 2017 |
| Property Address | 54 CHAPMAN PARK, GARDNER, MA 01440-2454 |
| Document Number | 56816-61 |
| Book / Page | 056816 / 000061 |
| Instrument Date | Mar 06, 2017 |
| Instrument | 23031 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ALEXANDER RD HOPKINTON MA 017482401, HOPKINTON, MA 01748-2401 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50.00 (-98.96%) | $350,100 (+8.73%) Land $78,800 Building $271,300 | $610,850 |
| 2024 | $4,827.00 (+2.7%) | $322,000 (+10.5%) Land $71,700 Building $250,300 | |
| 2023 | $4,700.00 | $291,400 Land $70,700 Building $220,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GARD M:W22 B:11 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 2,450 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,180 sqft (0.348 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 54 CHAPMAN PARK |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2454 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CHAPMAN PARK |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 707500 |
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