50 Chapman Park, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 50 Chapman Park, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,614 sqft · built 1965
Lot Size	0.367 acres (15,980 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Oct 2020)
Tax Bill	$6,169 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:15 L:5`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:15 L:5`
Alternative APN	`M:T-22 B:0007 L:0005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	3,199 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,980 sqft (0.367 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	50 CHAPMAN PARK
City	GARDNER
State	MA
Zip	01440-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	15
Legal Lot Number	5
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3000
Census Tract	707500

Owner

50 Chapman Park is owned and occupied by an individual who bought it in October 2020.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	50 CHAPMAN PARK, GARDNER, MA 01440-2454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage NORCOM MORTGAGE
Oct 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 25, 2019	Trustee's Deed, Foreclosure · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	2020117910
Deed Book / Page	63433 / 237
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	63433-237
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	50 CHAPMAN PARK, GARDNER, MA 01440-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62602-130
Date	Jun 16, 2020
Book Page	62602/130
Instrument	62959

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 6, 2020
Property Address	50 CHAPMAN PARK, GARDNER, MA 01440-2454
Document Number	63433-237
Book / Page	63433 / 237
Instrument Date	Sep 21, 2020
Instrument	117910
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CHAPMAN PARK, GARDNER, MA 01440-2454

Mortgage

Document Number	117911
Date	Oct 6, 2020
Instrument	117911

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 25, 2019
Property Address	50 CHAPMAN PARK, GARDNER, MA 01440-2454
Document Number	60187-356
Book / Page	060187 / 000356
Instrument Date	Mar 14, 2019
Instrument	25737
Transaction Type	Foreclosure
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.24
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CHAPMAN PARK GARDNER MA 014402454, GARDNER, MA 01440-2454

Mortgage

Document Number	60187-359
Date	Mar 25, 2019
Book Page	060187/000359
Instrument	25738

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 50 Chapman Park was $6,169, up 10,355.9% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,169.00 (+10,355.93%)	$448,000 (+8.08%) Land $87,300 Building $360,700	$467,011 (-1.86%)
2025	$59.00 (-99.01%)	$414,500 (+4.72%) Land $79,400 Building $335,100	$475,855
2024	$5,933.00 (+2.72%)	$395,800 (+10.53%) Land $72,200 Building $323,600
2023	$5,776.00	$358,100 Land $71,200 Building $286,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Chapman Park in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Chapman Park is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Gateway Fiber, T-Mobile, Verizon.

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