Middlesex County and Waltham City property record for 54 Central St, Waltham, MA 02453 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 7 ba · 4,075 sqft · built 2023 |
| Lot Size | 0.156 acres (6,808 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Aug 2020) |
| Tax Bill | $12,901 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19982 |
| Primary APN | 19982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 16 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 4,075 sqft Living Area |
| Gross Area | 6,571 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,808 sqft (0.156 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19982 |
|---|---|
| Street Address | 54 CENTRAL ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-5465 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 23 |
| Legal Lot Number | 16 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 368800 |
Source: Middlesex County and Waltham City records · APN 19982
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 ROMAN RD, WOBURN, MA 01801-5809 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · ARM VILLAGE BANK |
| Jun 03, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK |
| Aug 26, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 2020147261 |
| Deed Book / Page | 75462 / 585 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 CENTRAL ST, WALTHAM, MA 02453-5465 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00080899-5 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 80899/5 |
| Instrument | 162563 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Nov 01, 2029 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 54 CENTRAL ST, WALTHAM, MA 02453-5465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74811-349 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 74811/349 |
| Instrument | 85138 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 26, 2020 |
| Property Address | 54 CENTRAL ST, WALTHAM, MA 02453-5465 |
| Document Number | 75462-585 |
| Book / Page | 75462 / 585 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 147261 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 ROMAN RD, WOBURN, MA 01801-5809 |
| Document Number | 147262 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 147262 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,901.00 (+58.28%) | $1,313,700 (+55.38%) Land $355,600 Building $958,100 |
| 2024 | $8,151.00 (+29.83%) | $845,500 (+38.99%) Land $353,400 Building $492,100 |
| 2023 | $6,278.00 | $608,300 Land $338,700 Building $269,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures