Middlesex County and Waltham City property record for 40 Central St, Waltham, MA 02453 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1980 |
| Square Footage | 5,964 sqft Living Area |
| Lot Size | 3,350 sqft (0.077 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $11,804.00 (2025) |
| Primary APN | 19928 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 4 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 5,964 sqft Living Area |
| Gross Area | 6,288 sqft Gross Area |
| 1st Floor | 3,484 sqft 1st Floor |
| Basement Area | 1,988 sqft Basement |
| Finished Basement | 1,988 sqft Finished |
| Unfinished Basement | 1,988 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial Style |
| Exterior Material | Asbestos Exterior |
| Construction Type | Steel Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,350 sqft (0.077 acres) |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Steam Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 19928 |
|---|---|
| Street Address | 40 CENTRAL ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-5404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTHAM MA |
| Minor Civil Division | WALTHAM |
| Census Blockgroup | 5 |
| Census Block | 5008 |
| Census Tract | 368800 |
Source: Middlesex County and Waltham City records · APN 19928
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 40 CENTRAL ST, WALTHAM, MA 02453-5404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76991-265 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 76991/265 |
| Instrument | 36221 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,804.00 (+2.63%) | $1,202,000 (+0.75%) Land $322,200 Building $879,800 | $3,411,070 (+101.19%) |
| 2024 | $11,501.00 (+12.62%) | $1,193,000 (+20.57%) Land $320,200 Building $872,800 | $1,695,465 |
| 2023 | $10,212.00 | $989,500 Land $306,800 Building $682,700 |
40 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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