54 Cedar Dr, Mills River, NC 28759 Property Records

Henderson County property record for 54 Cedar Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,226 sqft · built 2008
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2017)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9623908042`

Property Details

APN / Parcel Number

Primary APN	`9623908042`
Alternative APNs	`00962390804255` `9933294`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,226 sqft Heated Area
1st Floor Area	1,536 sqft
Upper Floors Area	768 sqft
Basement Area	1,536 sqft
Finished Basement	922 sqft
Unfinished Basement	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	38,768 sqft (0.89 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9933294
Street Address	54 CEDAR DR
City	MILLS RIVER
State	NC
Zip	28759-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9933294~MR
Legal Description	HIGH VISTA LO272 PL2001-3785
Legal Subdivision	HIGH VISTA COUNTRY LUB
Legal Block	90
Legal Lot Number	8042
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3020
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 CEDAR DR, MILLS RIVER, NC 28759-2664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 28, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Book / Page	3133 / 696
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	54 CEDAR DR, MILLS RIVER, NC 28759-2664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035790409
Date	Oct 14, 2020
Book Page	3579/409
Instrument	935700

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 28, 2017
Property Address	54 CEDAR DR, MILLS RIVER, NC 28759-2664
Document Number	0031330696
Book / Page	003133 / 000696
Instrument Date	Nov 27, 2017
Instrument	874449
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	54 CEDAR DR MILLS RIVER NC 287592664, MILLS RIVER, NC 28759-2664

Mortgage

Document Number	31330699
Date	Nov 28, 2017
Book Page	003133/000699
Instrument	874450

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,700 (-) Land $64,300 Building $492,400
2025	$2,399.00
2023		$556,700 Land $64,300 Building $492,400	$556,700 Land $64,300 Building $492,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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