Henderson County property record for 53 Cedar Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,200 sqft · built 2003 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9622995882 |
| Primary APN | 9622995882 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,200 sqft Heated Area |
| 1st Floor Area | 2,100 sqft |
| Upper Floors Area | 1,050 sqft |
| Basement Area | 2,100 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
| Porch Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9937956 |
|---|---|
| Street Address | 53 CEDAR DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9937956~MR |
| Legal Description | #327 HIGH VISTA PL2001-3785 |
| Legal Subdivision | HIGH VISTA ESTATES (2198) |
| Legal Block | 99 |
| Legal Lot Number | 5882 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930701 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 CEDAR DR, MILLS RIVER, NC 28759-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 1, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 53 CEDAR DR, MILLS RIVER, NC 28759-2664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035400559 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3540/559 |
| Instrument | 930862 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 53 CEDAR DR, MILLS RIVER, NC 28759-2664 |
| Document Number | 0033220339 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 53 CEDAR DR MILLS RIVER NC 287592664, MILLS RIVER, NC 28759-2664 |
| Document Number | 0033220339 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 003322/000339 |
| Instrument | 901758 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 14, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,000 (-) Land $91,000 Building $614,000 | ||
| 2025 | $3,038.00 | ||
| 2023 | $705,000 Land $91,000 Building $614,000 | $705,000 Land $91,000 Building $614,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
4G LTE only, no 5G reported
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