54 Carmel Rd S, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 54 Carmel Rd S, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,977 sqft · built 1900
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$454,900 (May 2023)
Tax Bill	$6,186 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:01 B:0 L:034=D`

Property Details

APN / Parcel Number

Primary APN	`M:01 B:0 L:034=D`
Alternative APNs	`HAMN M:01 B:0 L:034-D` `74`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,977 sqft Living Area
1st Floor Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	74
Street Address	54 CARMEL RD S
City	HAMPDEN
State	ME
Zip	04444-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13 - R
Legal Lot Number	34-D
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	5
Census Block	5018
Census Tract	2000

Owner

54 Carmel Rd S is owned and occupied by two individuals who bought it in May 2023.

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BK
Dec 1, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Deed Document Number	20238535
Deed Book / Page	16810 / 285
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	May 1, 2023
Property Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Document Number	0168100285
Book / Page	16810 / 285
Instrument Date	Apr 28, 2023
Instrument	8535
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	39 FRENCHS POINT RD, GLENBURN, ME 04401-1437

Mortgage

Document Number	0000008536
Date	May 1, 2023
Instrument	8536

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154170100
Date	Jan 21, 2020
Book Page	15417/100
Instrument	1892

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMPDEN ME
Recording Date	Dec 24, 2020
Property Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Document Number	0158420206
Book / Page	015842 / 000206
Instrument Date	Dec 16, 2020
Instrument	42954
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 59TH ST BROOKLYN NY 112203923, BROOKLYN, NY 11220-3923

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Document Number	0157360254
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 CARMEL RD S HAMPDEN ME 044443122, HAMPDEN, ME 04444-3122

Mortgage

Document Number	0157360254
Date	Oct 14, 2020
Book Page	015736/000254
Instrument	33494

Lender

Name	MAGNOLIA BK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	54 CARMEL RD S, HAMPDEN, ME 04444-3122
Document Number	0150220088
Instrument Date	Dec 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 CARMEL RD S HAMPDEN ME 044443122, HAMPDEN, ME 04444-3122

Mortgage

Document Number	0150220088
Date	Dec 10, 2018
Book Page	015022/000088
Instrument	37412

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 54 Carmel Rd S was $6,186, up 22.7% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,186.00 (+22.71%)	$350,480 (+8.81%) Land $78,170 Building $272,310
2024	$5,041.00 (-0.85%)	$322,100 (+21.96%) Land $71,800 Building $250,300
2023	$5,084.00 (+12.11%)	$264,100 (+20.54%) Land $58,900 Building $205,200	$417,525
2022	$4,535.00	$219,100 Land $48,900 Building $170,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Carmel Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Carmel Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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