38 Carmel Rd S, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 38 Carmel Rd S, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,723 sqft · built 2009
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2025)
Tax Bill	$7,365 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:01 B:0 L:033=B`

Property Details

APN / Parcel Number

Primary APN	`M:01 B:0 L:033=B`
Alternative APNs	`HAMN M:01 B:0 L:033-B` `2712`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	2712
Street Address	38 CARMEL RD S
City	HAMPDEN
State	ME
Zip	04444-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13 - R
Legal Lot Number	33-B
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	5
Census Block	5018
Census Tract	2000

Owner

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	93 ELM ST E, HAMPDEN, ME 04444-1407
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Book / Page	17646 / 272
Transfer Doc	0000021883
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	38 CARMEL RD S, HAMPDEN, ME 04444-3122
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174740303
Date	Apr 30, 2025
Book Page	17474/303
Instrument	9766

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Oct 1, 2025
Property Address	38 CARMEL RD S, HAMPDEN, ME 04444-3122
Document Number	0176460272
Book / Page	17646 / 272
Instrument Date	Sep 30, 2025
Instrument	26656
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 ELM ST E, HAMPDEN, ME 04444-1407

Mortgage

Document Number	0000026657
Date	Oct 1, 2025
Instrument	26657

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,365.00 (+23.14%)	$417,300 (+9.18%) Land $59,640 Building $357,660
2024	$5,981.00 (-1.4%)	$382,200 (+21.29%) Land $54,800 Building $327,400
2023	$6,066.00 (+11.51%)	$315,100 (+19.9%) Land $45,000 Building $270,100
2022	$5,440.00	$262,800 Land $37,300 Building $225,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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