54 Carmel Rd, Bethany, CT 06524 Property Records

Bethany Town property record for 54 Carmel Rd, Bethany, CT 06524

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1957
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2008)
Tax Bill	$5,815 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BETH M:130 B:50`

Property Details

APN / Parcel Number

Primary APN	`BETH M:130 B:50`
Alternative APNs	`BTHY M:130 B:50` `00079700` `79700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	4,162 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	79700
Street Address	54 CARMEL RD
City	BETHANY
State	CT
Zip	06524-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-130
Legal Block	50
Jurisdiction	BETHANY CT
Township / Civil Division	BETHANY
Census Block Group	1
Census Block	1032
Census Tract	161100

Owner

Source: Bethany Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	54 CARMEL RD, BETHANY, CT 06524-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit M & T BANK
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2008 · Amount on File
Deed Sale	Apr 16, 2008 · Amount on File
Prior Sale	Jun 28, 2001 · Amount on File
Deed Book / Page	175 / 161
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BETHANY CT
Property Address	54 CARMEL RD, BETHANY, CT 06524-3604
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00229-1227
Date	Dec 19, 2025
Book Page	229/1227

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BETHANY CT
Property Address	54 CARMEL RD, BETHANY, CT 06524-3604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	208-457
Date	Aug 17, 2018
Book Page	208/457

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Bethany Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Bethany Town
Elementary School District	Bethany School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,815.00 (+2.92%)	$193,900 (-) Land $73,990 Building $119,910	$347,510 (+156.03%)
2025	$5,650.00	$193,900 (+42.97%) Land $73,990 Building $119,910	$135,730 Land $51,793 Building $83,937
2024	$5,650.00 (+10.27%)
2023	$5,124.00 (+4.96%)	$135,620 (-) Land $82,220 Building $53,400
2022	$4,882.00	$135,620 Land $82,220 Building $53,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 97.9% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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