Bethany Town property record for 45 Carmel Rd, Bethany, CT 06524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,186 sqft · built 1989 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2003) |
| Tax Bill | $12,159 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BETH M:130 B:34 L:B |
| Primary APN | BETH M:130 B:34 L:B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| Basement Area | 1,107 sqft |
| Unfinished Basement | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 221,720 sqft (5.09 acres) |
| Garage Type | Detached |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28000 |
|---|---|
| Street Address | 45 CARMEL RD |
| City | BETHANY |
| State | CT |
| Zip | 06524-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-130 |
| Legal Block | 34 |
| Legal Lot Number | B |
| Jurisdiction | BETHANY CT |
| Township / Civil Division | BETHANY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 161100 |
Source: Bethany Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CARMEL RD, BETHANY, CT 06524-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK |
| Jun 26, 2023 | Deed of Trust, Mortgage · ARM ION BANK |
| Feb 25, 2021 | Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2003 · Amount on Record |
| Deed Sale | Aug 28, 2003 · Amount on Record |
| Deed Book / Page | 149 / 1021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BETHANY CT |
| Property Address | 45 CARMEL RD, BETHANY, CT 06524-3607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000216-850 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 216/850 |
| Name | NEWTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BETHANY CT |
| Property Address | 45 CARMEL RD, BETHANY, CT 06524-3607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000224-207 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 224/207 |
| Name | ION BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BETHANY CT |
| Property Address | 45 CARMEL RD, BETHANY, CT 06524-3607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 216-850 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 216/850 |
| Name | NEWTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Bethany Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Bethany Town |
| Elementary School District | Bethany School District (PK - 06) |
| Secondary School District | Regional School District 05 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,159.00 | $417,270 (+41.51%) Land $101,710 Building $315,560 | $292,089 Land $71,197 Building $220,892 |
| 2024 | $12,159.00 (+9.14%) | ||
| 2023 | $11,141.00 (+4.95%) | $294,880 (-) Land $111,180 Building $183,700 | |
| 2022 | $10,616.00 | $294,880 Land $111,180 Building $183,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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