Barnstable County and Barnstable Town City property record for 54 Bumps River Rd, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,995 sqft · built 1984 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $14,599 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:120 L:136 |
| Primary APN | OSTE M:120 L:136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,995 sqft Living Area |
| Gross Area | 6,608 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 63068 |
|---|---|
| Street Address | 54 BUMPS RIVER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 136 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 13002 |
54 Bumps River Rd is owner-occupied and held in a trust since December 2012.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 54 BUMPS RIVER RD, OSTERVILLE, MA 02655-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2012 |
| Deed Sale | Dec 6, 2012 |
| Prior Sale | May 22, 2006 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 54 BUMPS RIVER RD, OSTERVILLE, MA 02655-1525 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001409892 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 1409892 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 54 Bumps River Rd was $14,599, up 11.2% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,599.00 (+11.15%) | $1,804,600 (+7.31%) Land $270,000 Building $1,534,600 | $2,166,000 |
| 2024 | $13,134.00 (+4.18%) | $1,681,700 (+11.25%) Land $270,000 Building $1,411,700 | |
| 2023 | $12,607.00 | $1,511,600 Land $267,100 Building $1,244,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Bumps River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 54 Bumps River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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