31 Bumps River Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 31 Bumps River Rd, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,708 sqft · built 1995
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (May 2022)
Tax Bill	$14,234 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CENT M:120 L:001006`

Property Details

APN / Parcel Number

Primary APN	`CENT M:120 L:001006`
Alternative APN	`429851`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	6,810 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,518 sqft (1.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	429851
Street Address	31 BUMPS RIVER RD
City	OSTERVILLE
State	MA
Zip	02655-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC;RF
Legal Lot Number	1006
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4013
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 COMMONWEALTH AVE, NEWTON CENTER, MA 02459-1035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Record Updated	Jun 8, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CENTERVILLE MA
Recording Date	May 20, 2022
Property Address	31 BUMPS RIVER RD, OSTERVILLE, MA 02655-1526
Document Number	0001459520
Instrument Date	May 20, 2022
Instrument	1459520
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0001459521
Date	May 20, 2022
Instrument	1459521

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	31 BUMPS RIVER RD, OSTERVILLE, MA 02655-1526
Document Number	0001369758
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BUMPS RIVER RD OSTERVILLE MA 026551526, OSTERVILLE, MA 02655-1526

Mortgage

Document Number	0001369758
Date	May 13, 2019
Instrument	1369758

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 25, 2018
Property Address	31 BUMPS RIVER RD, OSTERVILLE, MA 02655-1526
Document Number	0001355141
Instrument Date	Sep 11, 2018
Instrument	1355141
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$4,275.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 ROOSEVELT RD LEXINGTON MA 024217441, LEXINGTON, MA 02421-7441

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,234.00 (+24.02%)	$1,759,500 (+19.73%) Land $736,800 Building $1,022,700
2024	$11,477.00 (-6.47%)	$1,469,500 (-0.12%) Land $561,700 Building $907,800
2023	$12,271.00	$1,471,300 Land $664,200 Building $807,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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