Okaloosa County property record for 54 Berwick Cir, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,401 sqft · built 1970 |
| Lot Size | 0.176 acres (7,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,900 (Jul 2026) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-4927-6 |
| Primary APN | C56-000-592-4927-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,401 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,671 sqft (0.176 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 197 sqft |
| Patio Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54 BERWICK CIR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE S1/2 OF LOTS 18 TO 20 BLK 75 & 1/2 JOINING ALLEY |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 75,1 |
| Legal Lot Number | 18A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 21502 |
54 Berwick Cir is owned and occupied by two individuals who bought it in July 2026.
Source: Okaloosa County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 BERWICK CIR, SHALIMAR, FL 32579-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Prior Sale | Apr 18, 2006 · Amount on File |
| Deed Document Number | 20263830076 |
| Prior Transfer Date | Mar 5, 2006 |
| Prior Transfer Doc | 0027020289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 54 BERWICK CIR, SHALIMAR, FL 32579-1521 |
| Document Number | 0003830076 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20263830076 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | CLOSING AGENCY-EMERALD COAST L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,239.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 BERWICK CIR, SHALIMAR, FL 32579-1521 |
| Document Number | 0003830079, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20263830079 |
| Name | BANK OF ENGLAND |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 54 Berwick Cir was $2,568.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 | $209,400 Land $83,200 Building $126,200 | $209,400 Land $83,200 Building $126,200 |
| 2023 | $612.00 (+4.26%) Homeowner's exemption | $88,433 (+3%) | $198,071 (+8.37%) Land $58,203 Building $139,868 |
| 2022 | $587.00 Homeowner's exemption | $85,857 | $182,765 Land $54,396 Building $128,369 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 54 Berwick Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Berwick Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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