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48 Berwick Cir, Shalimar, FL 32579 Property Records

Okaloosa County property record for 48 Berwick Cir, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,419 sqft · built 1973
Lot Size0.161 acres (7,014 sqft)
OwnerIndividual Name on Record
Last Sale$319,900 (Aug 2025)
Tax Bill$2,305 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-4804-7

Property Details

APN / Parcel Number

Primary APNC56-000-592-4804-7
Alternative APNs
  • 05-2S-23-2080-0057-0180
  • 23S205208000570180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,419 sqft Living Area
Gross Area1,931 sqft
1st Floor Area1,419 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,014 sqft (0.161 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area288 sqft
PorchScreened/Unfinished Porch
Porch Area68 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 BERWICK CIR
CitySHALIMAR
StateFL
Zip32579-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE N1/2 OF LOTS 18, 19 & 20 BLK 57
Legal Range23W
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block57
Legal Lot Number180
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2073
Census Tract21502

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 BERWICK CIR, SHALIMAR, FL 32579-2016
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
May 26, 2017Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on Record
Deed SaleAug 4, 2025 · Amount on Record
Prior SaleMay 26, 2017 · Amount on Record
Deed Document Number20253766749
Prior Transfer DateFeb 25, 2005
Prior Transfer Doc0025964776
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address48 BERWICK CIR, SHALIMAR, FL 32579-2016
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BERWICK CIR, SHALIMAR, FL 32579-2016

Mortgage

Document Number0035842447
DateNov 2, 2021
Book Page3584/2447
Instrument3502000
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 26, 2017
Property Address48 BERWICK CIR, SHALIMAR, FL 32579-2016
Document Number0033011673
Book / Page003301 / 001673
Instrument DateMay 26, 2017
Instrument3137624
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyBURTON LAW AND TITLE, BURTON LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BERWICK CIR SHALIMAR FL 325792016, SHALIMAR, FL 32579-2016

Mortgage

Document Number33011675
DateMay 26, 2017
Book Page003301/001675
Instrument3137625
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00 (+6.07%)$227,373 (+5.99%)$234,398 (+3.66%) Land $83,200 Building $151,198
2023$2,173.00 (+2.74%) Homeowner's exemption$214,529 (+3%)$226,116 (+8.56%) Land $58,203 Building $167,913
2022$2,115.00 Homeowner's exemption$208,281 Land $54,396 Building $153,885$208,281 Land $54,396 Building $153,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1995–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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