54 Apple Way, Frederick, MD 21703 Property Records

Frederick County property record for 54 Apple Way, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2 ba · 1,802 sqft · built 1976
Lot Size	0.046 acres (1,980 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Sep 2003)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-040697`

Property Details

APN / Parcel Number

Primary APN	`02-040697`
Alternative APNs	`2040697` `040697`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,802 sqft Living Area
1st Floor Area	748 sqft
Basement Area	350 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,980 sqft (0.046 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	040697
Street Address	54 APPLE WAY
City	FREDERICK
State	MD
Zip	21703-6004
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 4 BLK 9 SECT 1 1980 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Block	90
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750505

Owner

Source: Frederick County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 APPLE WAY, FREDERICK, MD 21703-6004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 5, 2019	Loan Modification, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2003 · Amount on Record
Deed Sale	Sep 12, 2003 · Amount on Record
Prior Sale	Mar 7, 2001
Deed Document Number	20033302
Deed Book / Page	4101 / 117
Last Transfer Date	May 15, 2026
Transfer Doc	1786000398
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2026
Property Address	54 APPLE WAY, FREDERICK, MD 21703-6004
Document Number	1786000398
Book / Page	17869 / 398
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 APPLE WAY, FREDERICK, MD 21703-6004

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	54 APPLE WAY, FREDERICK, MD 21703-6004
Document Number	0132100373
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 APPLE WAY FREDERICK MD 217036004, FREDERICK, MD 21703-6004

Mortgage

Document Number	0132100373
Date	Sep 13, 2019
Book Page	013210/000373

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 12, 2024

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,738.00 (+4.82%)	$258,700 (+21.55%) Land $85,000 Building $173,700	$258,700 (-) Land $85,000 Building $173,700
2024	$3,566.00 (+7.18%)
2023	$3,327.00 Homeowner's exemption	$212,833	$258,700 Land $85,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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