51 Apple Way, Frederick, MD 21703 Property Records

Frederick County property record for 51 Apple Way, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,320 sqft · built 1976
Lot Size	0.073 acres (3,218 sqft)
Owner	Individual Name on Record
Last Sale	$333,000 (Jun 2023)
Tax Bill	$3,341 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-040662`

Property Details

APN / Parcel Number

Primary APN	`02-040662`
Alternative APNs	`2040662` `040662`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,218 sqft (0.073 acres)
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	040662
Old Parcel Number	2040662
Street Address	51 APPLE WAY
City	FREDERICK
State	MD
Zip	21703-6003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 1 BLK 9 SECT 1 3218 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Block	90
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750505

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	51 APPLE WAY, FREDERICK, MD 21703-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Apr 3, 1995 · Amount on Record
Deed Document Number	0000164991
Deed Book / Page	16499 / 1
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 28, 2023
Property Address	51 APPLE WAY, FREDERICK, MD 21703-6003
Document Number	0164990001
Book / Page	16499 / 1
Map Reference	MB 10 FO 185
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 APPLE WAY, FREDERICK, MD 21703-6003

Mortgage

Document Number	0000164998
Date	Jun 28, 2023
Instrument	16499/8

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	51 APPLE WAY, FREDERICK, MD 21703-6003
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 APPLE WAY, FREDERICK, MD 21703-6003

Mortgage

Document Number	0145030049
Date	Feb 2, 2021
Book Page	14503/49

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,341.00 (+5.56%) Homeowner's exemption	$224,367 (+13.37%)	$277,300 (+40.12%) Land $85,000 Building $192,300
2022	$3,165.00 Homeowner's exemption	$197,900 Land $55,000 Building $142,900	$197,900 Land $55,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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