Kershaw County property record for 54 Abbey Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,513 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Jul 2019) |
| Tax Bill | $1,210 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Line of Credit Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-01-02-076-SHC |
| Primary APN | E335-01-02-076-SHC |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,513 sqft Gross Area |
| Gross Area | 1,849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 120 sqft |
| Account Number | 48478 |
|---|---|
| Old Parcel Number | E335-01-02-076 SHC |
| Street Address | 54 ABBEY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | PINE FOREST SUBDIV PHASE 2 LOT 76 |
| Legal Subdivision | PINE FOREST SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 76 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970907 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 ABBEY RD, ELGIN, SC 29045-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2019 | Warranty Deed, Transfer · Line of Credit AMERIS BK |
| Jan 27, 2017 | Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 0004069184 |
| Deed Book / Page | 4069 / 184 |
| Last Transfer Date | Aug 5, 2019 |
| Transfer Doc | 0000006165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 5, 2019 |
| Property Address | 54 ABBEY RD, ELGIN, SC 29045-9569 |
| Document Number | 0000006165 |
| Book / Page | 004069 / 000184 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 6165 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 ABBEY RD ELGIN SC 290459569, ELGIN, SC 29045-9569 |
| Document Number | 6166 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 004069/000188 |
| Instrument | 6166 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 6167, |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 004069/000201 |
| Instrument | 6167 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 4, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 54 ABBEY RD, ELGIN, SC 29045-9569 |
| Document Number | 0000002221 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 54 ABBEY RD ELGIN SC 290459569, ELGIN, SC 29045-9569 |
| Document Number | 0000002221 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 003665/000287 |
| Instrument | 2221 |
| Name | DITECH FIN'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 19, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210.00 (+7.46%) | $188,700 (-) Land $30,000 Building $158,700 | $188,700 (-) |
| 2023 | $1,126.00 | $188,700 Land $30,000 Building $158,700 | $188,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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