46 Abbey Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 46 Abbey Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,236 sqft · built 2007
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$287,500 (Mar 2022)
Tax Bill$1,739 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNE335-01-02-078-SHC

Property Details

APN / Parcel Number

Primary APNE335-01-02-078-SHC
Alternative APN
  • 48480

Interior

Stories2 Stories
Building Area2,236 sqft Gross Area
Gross Area1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialVinyl
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area520 sqft
PorchPorch
Porch Area80 sqft
Deck Area160 sqft

Location & Zoning

Account Number48480
Old Parcel NumberE335-01-02-078 SHC
Street Address46 ABBEY RD
CityELGIN
StateSC
Zip29045-9569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionPINE FOREST SUBDIV PHASE 2 LOT 78
Legal SubdivisionPINE FOREST SUBDIV
Legal Phase2
Legal Lot Number78
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1006
Census Tract970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address46 ABBEY RD, ELGIN, SC 29045-9569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Line of Credit
SC TELCO FCU
Jul 10, 2017Grant Deed, Transfer · VA Mortgage
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2022 · Amount on Record
Deed SaleMar 9, 2022 · Amount on Record
Deed Document Number0000470696
Deed Book / Page2560 / 058
Prior Transfer DateAug 5, 2009
Prior Transfer Doc06466
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address46 ABBEY RD, ELGIN, SC 29045-9569
Document Number0000000759
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ABBEY RD ELGIN SC 290459569, ELGIN, SC 29045-9569

Mortgage

Document Number0000000759
DateJan 27, 2020
Book Page004159/000039
Instrument759
Lender
NameSC TELCO FCU
AddressGREENVILLE, SC 29601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 26, 2050
Interest
Rate TypeAdjustable Rate

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJul 10, 2017
Property Address46 ABBEY RD, ELGIN, SC 29045-9569
Document Number0000005483
Book / Page003719 / 000172
Instrument DateJul 6, 2017
Instrument5483
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46 ABBEY RD ELGIN SC 290459569, ELGIN, SC 29045-9569

Mortgage

Document Number5484
DateJul 10, 2017
Book Page003719/000175
Instrument5484
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
MunicipalityElgin Town
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,739.00 (+66.73%)$287,700 (-) Land $30,000 Building $257,700$287,700 (-)
2023$1,043.00$287,700 Land $30,000 Building $257,700$287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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