Frederick County property record for 5399 Summerswood Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,977 sqft · built 1967 |
| Lot Size | 0.66 acres (28,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,000 (Aug 2019) |
| Tax Bill | $5,972 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-448711 |
| Primary APN | 24-448711 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,977 sqft Living Area |
| Gross Area | 3,812 sqft |
| 1st Floor Area | 1,777 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 28,749 sqft (0.66 acres) |
| Garage Type | Attached |
| Garage Area | 835 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 144 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 448711 |
|---|---|
| Street Address | 5399 SUMMERSWOOD CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 3, 0.66 AC SUMMERSWOOD CT. OFF RT. 40A |
| Legal Subdivision | CLIFTON KNOLL |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 750506 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5399 Summerswood Ct is owned and occupied by two individuals who bought it in August 2019.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5399 SUMMERSWOOD CT, FREDERICK, MD 21702-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 30, 2017 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Jan 30, 2017 · Amount on File |
| Deed Book / Page | 13132 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 7, 2019 |
| Property Address | 5399 SUMMERSWOOD CT, FREDERICK, MD 21702-3606 |
| Document Number | 0131320142 |
| Book / Page | 13132 / 0142 |
| Map Reference | MB 5 PL 115 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5399 SUMMERSWOOD CT, FREDERICK, MD 21702-3606 |
| Document Number | 131320149 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 13132/0149 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 30, 2017 |
| Property Address | 5399 SUMMERSWOOD CT, FREDERICK, MD 21702-3606 |
| Document Number | 0116410265 |
| Book / Page | 11641 / 0265 |
| Map Reference | MB5 PL115 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 11641-0265 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FREDERICK TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,828.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5399 SUMMERSWOOD CT, FREDERICK, MD 21702-3606 |
| Document Number | 116410271 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 11641-0271 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 5399 Summerswood Ct was $5,972.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,000 Land $123,700 Building $390,300 | $514,000 Land $123,700 Building $390,300 | |
| 2025 | $5,972.00 | ||
| 2023 | $4,857.00 | $401,800 Land $91,100 Building $310,700 | $401,800 Land $91,100 Building $310,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5399 Summerswood Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5399 Summerswood Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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