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5396 Summerswood Ct, Frederick, MD 21702 Property Records

Frederick County property record for 5396 Summerswood Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,616 sqft · built 2014
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$362,100 (May 2014)
Tax Bill$5,603 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-459888

Property Details

APN / Parcel Number

Primary APN24-459888
Alternative APN
  • 459888

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,616 sqft Living Area
Gross Area3,216 sqft
1st Floor Area1,416 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number459888
Street Address5396 SUMMERSWOOD CT
CityFREDERICK
StateMD
Zip21702-3672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 6, 0.60 AC SUMMERSWOOD CRT. OFF RT. 40A
Legal SubdivisionCLIFTON KNOLL
Legal Lot Number6
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group4
Census Block4000
Census Tract750506

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5396 Summerswood Ct is owned and occupied by two individuals who bought it in May 2014.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5396 SUMMERSWOOD CT, FREDERICK, MD 21702-3672
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2014 · Amount on File
Deed SaleMay 23, 2014 · Amount on File
Prior SaleAug 20, 2013 · Amount on File
Deed Book / Page10058 / 155
Transfer Doc0057500763
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5396 SUMMERSWOOD CT, FREDERICK, MD 21702-3672
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyLEGACYHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5396 SUMMERSWOOD CT, FREDERICK, MD 21702-3672

Mortgage

Document Number0141170122
DateSep 29, 2020
Book Page14117/122
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5396 Summerswood Ct was $5,603 with a homeowner's exemption, up 6.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,300 (+6.45%) Land $121,100 Building $393,200$514,300 (-) Land $121,100 Building $393,200
2025$5,603.00 (+6.06%) Homeowner's exemption$483,133$514,300 Land $121,100 Building $393,200
2024$5,283.00 (+8.55%)
2023$4,867.00 Homeowner's exemption$420,800 Land $88,600 Building $332,200$420,800 Land $88,600 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5396 Summerswood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5396 Summerswood Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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