5398 Romance Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5398 Romance Ln, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,961 sqft · built 1959
Lot Size0.207 acres (9,017 sqft)
OwnerCompany Name on Record
Last Sale$397,886 (Jun 2019)
Tax Bill$4,249 (2025)
Deeds & MortgagesJun 2019 Sale & Construction Loan
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN540-0072-0167-00

Property Details

APN / Parcel Number

Primary APN540-0072-0167-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,961 sqft Living Area
Gross Area3,042 sqft
1st Floor Area1,521 sqft
Basement Area1,521 sqft
Finished Basement440 sqft
Unfinished Basement1,081 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions158 ft deep x 27.3 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5398 ROMANCE LN
CityCINCINNATI
StateOH
Zip45238-5224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionROMANCE LN 27.27 X 158.72IRR LOT 51 DUEBBER REALTYCO 8TH SUB BLK B
Legal SubdivisionREALTYCO 8TH SUB
Legal BlockB
Legal Lot Number51
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group2
Census Block2000
Census Tract21304

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2019Limited Warranty Deed, Transfer · Construction Mortgage
ATHENE ANNUITY AND LIFE CO
Apr 25, 2019Warranty Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on Record
Deed SaleJun 5, 2019 · Amount on Record
Prior SaleApr 25, 2019 · Amount on Record
Deed Document Number201943907
Deed Book / Page13932 / 2594
Prior Transfer DateNov 25, 1996
Prior Transfer Doc0000188069
Record UpdatedSep 20, 2026

June 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateJun 5, 2019
Property Address5398 ROMANCE LN, CINCINNATI, OH 45238-5224
Document Number0000043907
Book / Page13932 / 02594
Map ReferenceMB 85 PG 36
Instrument DateMay 28, 2019
Instrument2019-0043907
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,591.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 KING STREET EXT STE 100, 100, CHARLESTON, SC 29405-9442
InvestorPossibly a Property Investor

Mortgage

Document Number0000043909
DateJun 5, 2019
Book Page13932/02612
Instrument2019-0043909
Lender
NameATHENE ANNUITY AND LIFE CO
TypeNon-Lending Institution
AddressEL SEGUNDO, CA 90245
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 25, 2019
Property Address5398 ROMANCE LN, CINCINNATI, OH 45238-5224
Document Number0000031295
Book / Page013904 / 000737
Instrument DateApr 19, 2019
Instrument31295
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,249.00 (-0.23%)$69,724 (-) Land $10,500 Building $59,224$199,210 (-) Land $30,000 Building $169,210
2024$4,259.00 (+1.53%)$69,724 (-) Land $10,500 Building $59,224
2023$4,195.00 (+47.56%)$69,724 (+66.01%) Land $10,500 Building $59,224$199,210 (+66.01%) Land $30,000 Building $169,210
2022$2,843.00$42,000 Land $9,744 Building $32,256
2020$120,000 Land $27,840 Building $92,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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