Hamilton County property record for 5388 Romance Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 975 sqft · built 1956 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Mar 2019) |
| Tax Bill | $2,988 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0072-0164-00 |
| Primary APN | 540-0072-0164-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 825 sqft |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5388 ROMANCE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROMANCE LN 50.33 X 125 IRR LOT 45 DUEBBER REALTYCO 8TH SUB BLK B |
| Legal Subdivision | REALTY CO 8TH SUB |
| Legal Block | B |
| Legal Lot Number | 45 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5388 ROMANCE LN, CINCINNATI, OH 45238-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 28, 2019 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Mar 2, 2015 |
| Deed Document Number | 0000022977 |
| Deed Book / Page | 13884 / 00651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5388 ROMANCE LN, CINCINNATI, OH 45238-5224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5388 ROMANCE LN, CINCINNATI, OH 45238-5224 |
| Investor | Possibly a Property Investor |
| Document Number | 0000090316 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 15315/221 |
| Instrument | 2024-0090316 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 28, 2019 |
| Property Address | 5388 ROMANCE LN, CINCINNATI, OH 45238-5224 |
| Document Number | 0000022977 |
| Book / Page | 13884 / 00651 |
| Map Reference | MB 85 PG 36 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019-0022977 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000022978 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019-0022978 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 (+2.5%) | $50,183 (+%) Land $8,221 Building $41,962 | |
| 2024 | $2,915.00 (-0.27%) | $50,182 (-) Land $8,221 Building $41,961 | |
| 2023 | $2,923.00 (+13.78%) | $50,182 (+28.02%) Land $8,221 Building $41,961 | $143,380 (+28.02%) Land $23,490 Building $119,890 |
| 2022 | $2,569.00 Homeowner's exemption | $39,200 Land $7,609 Building $31,591 | |
| 2020 | $112,000 Land $21,740 Building $90,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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