Nelson County property record for 5398 Loretto Rd, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,555 sqft · built 1950 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Apr 2023) |
| Tax Bill | $886 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47000-00-093 |
| Primary APN | 47000-00-093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 218,236 sqft (5.01 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Account Number | 68961 |
|---|---|
| Street Address | 5398 LORETTO RD |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5398 LORETTO ROAD |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930500 |
5398 Loretto Rd is owned and occupied by two individuals who bought it in April 2023.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5398 LORETTO RD, BARDSTOWN, KY 40004-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Prior Sale | Apr 26, 2023 · Amount on File |
| Deed Document Number | 20234286 |
| Deed Book / Page | 591 / 348 |
| Prior Transfer Date | Jun 30, 2010 |
| Prior Transfer Doc | 00D469/437 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5398 Loretto Rd was $886 with a homeowner's exemption.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 Homeowner's exemption | $129,750 Building $129,750 | $129,750 Building $129,750 |
| 2023 | $958.00 Homeowner's exemption | $129,750 | $129,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5398 Loretto Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5398 Loretto Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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