Nelson County property record for 5280 Loretto Rd, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1981 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47000-00-090 |
| Primary APN | 47000-00-090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | None |
|---|
| Account Number | 56138 |
|---|---|
| Street Address | 5280 LORETTO RD |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5280 LORETTO ROAD |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930500 |
5280 Loretto Rd is owned and occupied by two individuals who acquired it in October 2021.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5280 LORETTO RD, BARDSTOWN, KY 40004-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0000014645 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5280 Loretto Rd was $1,230 with a homeowner's exemption.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,230.00 Homeowner's exemption | $165,520 Building $165,520 | $165,520 Building $165,520 |
| 2023 | $1,328.00 Homeowner's exemption | $165,520 | $165,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5280 Loretto Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5280 Loretto Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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