5397 Red Leaf Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 5397 Red Leaf Ct, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,179 sqft · built 2002
Lot Size0.203 acres (8,871 sqft)
Owner2 Owner Names on Record
Last Sale$257,000 (Oct 2004)
Tax Bill$6,405 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-21-31-5PU-0000-0430

Property Details

APN / Parcel Number

Primary APN28-21-31-5PU-0000-0430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,179 sqft Living Area
1st Floor Area2,179 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,871 sqft
Garage Area421 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5397 RED LEAF CT
CityOVIEDO
StateFL
Zip32765-5019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 CYPRESS HEAD AT THE ENCLAVE PB 57 PGS 82 - 86
Legal Range31E
Legal Township21S
Legal Section28
Legal SubdivisionCYPRESS HEAD AT THE ENCLAVE
Legal Lot Number43
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3021
Census Tract21317

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address5397 RED LEAF CT, OVIEDO, FL 32765-5019
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2004 · Amount on Record
Deed SaleOct 4, 2004 · Amount on Record
Prior SaleApr 12, 2002 · Amount on Record
Deed Document Number2004152539
Deed Book / Page05469 / 1712
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address5397 RED LEAF CT, OVIEDO, FL 32765-5019
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 E PROSPECT AVE, MOUNT VERNON, NY 10550-2394

Mortgage

Document Number0098150851
DateJan 13, 2021
Book Page9815/851
Instrument2021005556
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,405.00 (+17.67%)$472,063 (+9.1%)$472,063 (+9.1%) Land $115,000 Building $357,063
2023$5,443.00 (+13.09%)$432,697 (+21.21%)$432,697 (+14.36%) Land $115,000 Building $317,697
2022$4,813.00$356,988$378,350 Land $102,000 Building $276,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims12 (2001–2024)
Claims Outside the SFHA12 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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