Seminole County property record for 5385 Red Leaf Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,222 sqft · built 2001 |
| Lot Size | 0.207 acres (9,026 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $234,100 (Jun 2001) |
| Tax Bill | $4,059 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-21-31-5PU-0000-0460 |
| Primary APN | 28-21-31-5PU-0000-0460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,222 sqft Living Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 1,326 sqft |
| Upper Floors Area | 1,896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,026 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 5385 RED LEAF CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-5019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 46 CYPRESS HEAD AT THE ENCLAVE PB 57 PGS 82 - 86 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 28 |
| Legal Subdivision | CYPRESS HEAD AT THE ENCLAVE |
| Legal Tract | 5PU |
| Legal Lot Number | 46 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21317 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 17, 2023 | Correction Deed ATTORNEY |
| Aug 18, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 20, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2001 · Amount on Record |
| Deed Sale | Jun 7, 2001 · Amount on Record |
| Prior Sale | May 1, 2000 · Amount on Record |
| Deed Book / Page | 4096 / 1492 |
| Last Transfer Date | Aug 12, 2022 |
| Transfer Doc | 0103001601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Number | 0104271359 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 10427/1359 |
| Instrument | 2023037402 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 17, 2023 |
| Property Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Number | 0103761217 |
| Book / Page | 10376 / 1217 |
| Map Reference | MB 57 PG 82-86 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 2023004426 |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 18, 2022 |
| Property Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Number | 0103001601 |
| Book / Page | 10300 / 1601 |
| Map Reference | MB 57 PG 82-86 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022095965 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5385 RED LEAF CT, 5385, OVIEDO, FL 32765-5019 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5385 RED LEAF CT, OVIEDO, FL 32765-5019 |
| Document Number | 0102211022 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 10221/1022 |
| Instrument | 2022047382 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,059.00 (+9.53%) Homeowner's exemption | $310,936 (+5.99%) | $645,290 (+9.57%) Land $115,000 Building $530,290 |
| 2023 | $3,706.00 (+2.57%) Homeowner's exemption | $293,372 (+3%) | $588,956 (+13.79%) Land $115,000 Building $473,956 |
| 2022 | $3,613.00 Homeowner's exemption | $284,827 | $517,559 Land $102,000 Building $415,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 12 (2001–2024) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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