Mercer County property record for 5397 Lake Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,972 sqft · built 1992 |
| Lot Size | 0.368 acres (16,058 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,502 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-068100.0104 |
| Primary APN | 09-068100.0104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 16,058 sqft (0.368 acres) |
| Lot Dimensions | 217 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5397 LAKE DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-8133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND POINT SUBD LOT#: 4 |
| Legal Subdivision | DIAMOND POINT SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 967800 |
5397 Lake Dr, a single family home, is owned by a company.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5397 LAKE DR, CELINA, OH 45822-8133 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5397 LAKE DR, CELINA, OH 45822-8133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100007663 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202100007663 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | 46883 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 3, 2036 |
The 2025 property tax bill for 5397 Lake Dr was $4,502.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,502.00 | $108,120 (-) Land $19,180 Building $88,940 | |
| 2024 | $4,502.00 (+0.24%) | $108,120 (-) Land $19,180 Building $88,940 | |
| 2023 | $4,491.00 (+22.74%) | $108,120 (+41.96%) Land $19,180 Building $88,940 | $308,900 Land $54,800 Building $254,100 |
| 2022 | $3,659.00 | $76,160 Land $14,770 Building $61,390 | |
| 2020 | $217,600 Land $42,200 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5397 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 33 (1992–2019) |
| Claims Outside the SFHA | 15 of 33 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5397 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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