5377 Lake Dr, Celina, OH 45822 Property Records

Mercer County property record for 5377 Lake Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,910 sqft · built 1995
Lot Size	0.335 acres (14,630 sqft)
Owner	2 Individual Names on File
Last Sale	$37,900 (Oct 1990)
Tax Bill	$4,617 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-068100.0102`

Property Details

APN / Parcel Number

Primary APN	`09-068100.0102`
Alternative APN	`09-22-226-013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	14,630 sqft (0.335 acres)
Lot Dimensions	209 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5377 LAKE DR
City	CELINA
State	OH
Zip	45822-8133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINT SUBD LOT#: 2
Legal Subdivision	DIAMOND POINT SUBD
Legal Lot Number	2
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	967800

Owner

5377 Lake Dr is owned and occupied by two individuals who bought it in October 1990.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5377 LAKE DR, CELINA, OH 45822-8133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 1990 · Amount on File
Deed Sale	Oct 16, 1990 · Amount on File
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	5377 LAKE DR, CELINA, OH 45822-8133
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5377 LAKE DR, CELINA, OH 45822-8133

Mortgage

Document Number	202100007739
Date	Dec 21, 2021
Instrument	202100007739

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Apr 18, 2022
Property Address	5377 LAKE DR, CELINA, OH 45822-8133
Document Number	202200001967
Map Reference	CAB 1 PG 99
Instrument Date	Apr 12, 2022
Instrument	202200001967
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5377 LAKE DR, CELINA, OH 45822-8133

Mortgage

Document Number	202200001968
Date	Apr 18, 2022
Instrument	202200001968

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5377 Lake Dr was $4,617.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,617.00	$110,890 (-) Land $18,170 Building $92,720
2024	$4,617.00 (+0.24%)	$110,890 (-) Land $18,170 Building $92,720
2023	$4,606.00 (+30.08%)	$110,890 (+47.15%) Land $18,170 Building $92,720	$316,800 Land $51,900 Building $264,900
2022	$3,541.00	$75,360 Land $13,970 Building $61,390
2020			$215,300 Land $39,900 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5377 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1992–2019)
Claims Outside the SFHA	15 of 33
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms And Flooding, Jul 2003 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5377 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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